Tabflow
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Terms of Service

Last updated May 6, 2026

Effective Date: May 6, 2026

These Terms of Service (“Terms”) govern your access to and use of the Tabflow platform, website, applications, AI features, integrations, and related services (collectively, the “Services”).

The Services are operated by Mather Technology Ventures LLC d/b/a Tabflow (“Tabflow,” “we,” “our,” or “us”).

By accessing or using Tabflow, you agree to these Terms. If you do not agree, do not use the Services.

1. Eligibility

You must be at least 18 years old to use Tabflow.

By using the Services, you represent and warrant that:

  • You are legally capable of entering into a binding agreement
  • You will comply with all applicable laws and regulations
  • You have authority to act on behalf of any business entity you represent

2. Description of Services

Tabflow is an AI-native workflow platform designed to help freelancers and independent professionals manage client work, including:

  • Meeting assistance and transcription
  • Proposal generation
  • Invoicing and payments
  • Expense tracking
  • Workflow organization
  • AI-generated summaries and recommendations
  • Related operational workflows

Features may change over time. We may add, modify, suspend, or remove features at any time without liability.

3. Account Registration

You are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activity occurring under your account
  • Providing accurate information
  • Keeping your information updated

You must immediately notify us of unauthorized access or security concerns.

4. Payments, Billing, and Refunds

A. Paid Plans

Certain features require a paid subscription. By subscribing, you authorize us and our payment providers, including Stripe, to charge applicable fees.

B. Refund Policy

Annual Plans

Users may request a full refund within 30 days of the initial purchase date of a paid annual plan.

If a user upgrades plans during the refund period, refunds are limited to the difference paid toward the upgraded plan.

No refunds will be issued after the 30-day refund window expires.

Monthly Plans

Monthly subscription payments are non-refundable.

C. Taxes

Fees do not include taxes unless explicitly stated. You are responsible for any applicable taxes associated with your use of the Services.

5. AI Features and Disclaimers

Tabflow uses artificial intelligence and machine learning technologies, including services provided by:

  • OpenAI
  • Anthropic

AI-generated outputs may include:

  • Meeting summaries
  • Proposals
  • Invoices
  • Categorization
  • Recommendations
  • Action items
  • Workflow suggestions

AI outputs may be inaccurate, incomplete, misleading, or unsuitable for your circumstances. You are solely responsible for reviewing, verifying, approving, and validating all AI-generated outputs before relying on them.

Tabflow does not provide:

  • Legal advice
  • Tax advice
  • Accounting advice
  • Financial advice
  • Investment advice

Use of AI-generated outputs is entirely at your own risk.

6. Third-Party Services and Integrations

Tabflow integrates with third-party providers and platforms, including payment processors, AI providers, communication platforms, and meeting services.

Examples may include:

  • Stripe
  • OpenAI
  • Anthropic
  • Recall.ai
  • Zoom
  • Google Meet
  • Microsoft Teams

Tabflow is not responsible for:

  • Third-party outages
  • Platform interruptions
  • API failures
  • Data inaccuracies from third parties
  • Service degradation
  • Security incidents caused by third parties
  • Errors resulting from third-party integrations

Your use of third-party services is governed by their respective terms and policies.

7. Financial Services Disclaimer

Tabflow is not:

  • A bank
  • A money transmitter
  • A financial institution
  • A financial advisor
  • A bookkeeping firm
  • An accounting firm
  • A tax preparation service

Tabflow facilitates workflows and integrations only. Any payment processing or financial account connectivity is provided by third-party providers.

You remain solely responsible for:

  • Financial decisions
  • Tax compliance
  • Accounting accuracy
  • Recordkeeping obligations
  • Regulatory compliance

8. Acceptable Use Policy

You agree not to use Tabflow for any unlawful, abusive, harmful, fraudulent, unethical, immoral, corrupt, or unauthorized purpose.

You may not:

  • Violate any law or regulation
  • Record meetings without required consent
  • Upload data you do not have rights to use
  • Infringe intellectual property rights
  • Abuse or manipulate AI systems
  • Reverse engineer the Services
  • Attempt unauthorized access
  • Interfere with platform operations
  • Distribute malware or malicious code
  • Use automated scraping or extraction tools
  • Engage in fraud, scams, or deceptive conduct
  • Use the Services to facilitate illegal financial activity
  • Circumvent usage limits or security controls

We reserve the right to determine what constitutes misuse or prohibited behavior.

9. User Content

You retain ownership of content you submit to Tabflow.

By using the Services, you grant Tabflow a limited license to host, process, store, transmit, and analyze your content solely for purposes of operating and improving the Services.

You represent and warrant that:

  • You have rights to all submitted content
  • Your content does not violate applicable law or third-party rights

Certain features may involve meeting recording, transcription, or AI analysis.

You are solely responsible for:

  • Providing required disclosures
  • Obtaining participant consent
  • Complying with recording laws and regulations

Tabflow is not responsible for your compliance obligations.

11. Intellectual Property

The Services, including software, branding, interfaces, workflows, designs, and underlying technology, are owned by Tabflow and protected by applicable intellectual property laws.

You may not:

  • Copy
  • Modify
  • Resell
  • Distribute
  • Reverse engineer
  • Create derivative works from the Services without authorization

“Tabflow” and related branding are property of Mather Technology Ventures LLC.

12. Customer References and Publicity

Tabflow will not publicly use customer names, logos, or branding without permission.

13. Service Availability

The Services are provided on an “AS IS” and “AS AVAILABLE” basis.

We do not guarantee:

  • Continuous uptime
  • Error-free operation
  • Availability of any feature
  • Compatibility with all systems
  • Uninterrupted access

Features may change, be delayed, or be discontinued at any time.

14. Suspension and Termination

We may suspend or terminate access to the Services at any time, with or without notice, for reasons including:

  • Violation of these Terms
  • Fraud or abuse
  • Non-payment
  • Legal or regulatory risk
  • Harmful platform behavior
  • Security concerns

You may stop using the Services at any time. Sections intended to survive termination will remain in effect.

15. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

TABFLOW SHALL NOT BE LIABLE FOR:

  • INDIRECT DAMAGES
  • INCIDENTAL DAMAGES
  • CONSEQUENTIAL DAMAGES
  • SPECIAL DAMAGES
  • EXEMPLARY DAMAGES
  • LOSS OF PROFITS
  • LOSS OF DATA
  • LOSS OF BUSINESS
  • LOSS OF GOODWILL

TABFLOW’S TOTAL LIABILITY ARISING OUT OF OR RELATED TO THE SERVICES SHALL NOT EXCEED THE TOTAL SUBSCRIPTION FEES PAID BY YOU TO TABFLOW DURING THE THREE (3) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

16. Indemnification

You agree to indemnify and hold harmless Tabflow, its officers, employees, contractors, affiliates, and partners from claims, damages, liabilities, and expenses arising from:

  • Your use of the Services
  • Your content
  • Your violation of these Terms
  • Your violation of applicable laws or third-party rights

17. Export Controls and Sanctions

You may not use the Services if:

  • You are located in a country subject to U.S. sanctions
  • You are on a prohibited or restricted party list
  • Your use would violate export control laws or regulations

You agree to comply with all applicable export and sanctions laws.

18. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

19. Arbitration Agreement and Class Action Waiver

PLEASE READ THIS SECTION CAREFULLY.

A. Mandatory Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the Services shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (“AAA”).

Arbitration shall take place in Travis County, Texas.

B. Waiver of Jury Trial

You waive any right to a jury trial.

C. Class Action Waiver

You agree that disputes may only be brought on an individual basis. You waive any right to participate in:

  • Class actions
  • Collective actions
  • Representative actions

D. Small Claims Exception

Either party may bring qualifying claims in small claims court.

20. Changes to These Terms

We may update these Terms from time to time. Updated Terms become effective upon posting.

Continued use of the Services constitutes acceptance of the updated Terms.

21. Contact Information

Mather Technology Ventures LLC d/b/a Tabflow 5900 Balcones Drive #13627 Austin, TX 78731 USA

Email: contact@gotabflow.com